Fee-based financial and retirement planning
for affluent retirees in St. George, Utah

Hank Brock, CPA, MBA, ChFC®, CLU®, RFC
Chartered Financial Consultant®

Hank Brock's firm is dedicated to providing asset protection and retirement planning for high-net-worth seniors. Consultus Financial works with “middle-income millionaires” with total assets generally ranging from $1—$50 million. The firm works with both domestic and international clients.

Hank brings a novel approach to financial planning for affluent retirees. Rather than repeating the well-worn conventional wisdom of so many in the financial industry, he and his associates emphasize preservation of wealth, asset protection, and tax planning to provide the firm's clients with peace of mind.

Brock's has decades of experience as a business owner, author, and industry expert. His analysis of the relationships between people and their financial advisors led him to conclude that a fee-based arrangement is the ideal structure. Brock observes, "Especially for those reaching the age of retirement with substantial assets, there are many issues to address that don't involve financial products. With a traditional financial firm, issues without products are often overlooked as there is no revenue opportunity. We are not under that pressure."

Hank is also an innovator. He constantly searches for strategies to help retired individuals and couples:

  • Maximize retirement income
  • Reduce tax liabilities
  • Plan for the distribution of their estates
  • Achieve financial peace of mind

His search led him to develop the MASTER™ System, which is designed to accomplish all of the above-listed objectives.

Hank leads his firm with experience and professionalism:

  • Founded Brock and Associates, a fee-based financial planning firm, in 1979
  • Named one of America's top financial planners by Money Magazine in 1987
  • Authored Your Complete Guide to Money Happiness in 1997.
  • He is a Certified Public Accountant, Chartered Financial Consultant, Registered Financial Consultant, and Chartered Life Underwriter®.

Brock makes education, training, and knowledge a priority for all staff involved in the planning process. He has led by example:

  • BS, Accounting, Brigham Young University
  • MBA, Investment Analysis and Taxation, University of Utah
  • One year of doctorate studies (University of Utah)
  • Hank continues to attend advanced-level conferences on a regular basis
  • Obtained ChFC, CLU, and RFC designations

Since 1981, Hank has presented hundreds of public and corporate seminars on financial and business planning topics. He has taught some 800 Continuing Professional Education (CPE) accredited programs for Certified Public Accountants, attorneys and other financial planning professionals. In recent years, he has begun traveling outside the United States on a monthly basis to participate as a featured speaker at international planning conferences.

Hank is always happy to answer any question that is put to him about his fight with the Utah Securities Division, and appreciates any inquiry from fair-minded people. For more information, he encourages all persons to visit: HenrySBrock.com. For details, including actual court documents, exhibits, and affidavits, go to: AmericansForCivilRights.com.

Hank and his wife, Julie have seven children and six grandchildren. They are both fluent in Spanish and enjoy international travel. A native of Los Angeles, California, he called it home until moving to Salt Lake City in 1979 and St. George in 2003. He enjoys old-time classic movies, reading, and supporting his family in their equestrian pursuits. Julie is a regular volunteer in the emergency room at the St. George IHC Hospital.

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